Signing up with Plain is quick and easy! Start by setting up your business on our platform: enter some basic details about your company, choose your industry, and connect your payroll system or accounting software to get a personalized insurance quote.
Frequently asked questions about the platform
When you sign up on the platform and follow the on-screen instructions, the platform will automatically offer you relevant insurance quotes that fit your needs. So there's no need to go looking for the right coverage – our system does the work for you.
Once you've set up your business and connected your payroll system, you'll receive an insurance quote tailored to your business's needs.
You can update your business details at any time by logging in to your account and going to your profile. There you can change details such as your industry and other relevant information, so we can generate an updated insurance quote.
Yes – if you're ever unsure about anything, you can always contact us via chat or email. We're here to help whenever you need us.
Plain offers a wide range of business insurance, covering everything from liability insurance to business interruption insurance. We make sure you get the coverage that's right for your business!
Yes, you can access your insurance through the platform at any time. If your business grows, changes industry, or you have new needs, you can easily update your details and we'll generate a new, tailored insurance quote for you.
This insurance is mandatory for all private limited companies (ApS) and for any company with employees. As an employer, you're required to have workers' compensation insurance covering all your employees – whether they're paid or unpaid, part-time or full-time. Workers' compensation insurance is a statutory insurance that covers employees in the event of workplace accidents or occupational diseases. It provides compensation for lost earnings, medical expenses and other relevant damages.
The price of your insurance depends on your business, industry, size and risk profile. At Plain, we're always keen to find a solution that fits your business's specific needs and scope.
If your business grows or changes, your insurance will be adjusted so it continues to fit your situation. By connecting your company's payroll system to Plain, your insurance is updated automatically, so your premium always reflects your business. Your payroll system sends data directly to Plain, which ensures your business is always correctly covered and pays the right price every month. So if your business grows or reduces its headcount, your insurance is updated automatically from the following month, and your invoice reflects the new premium.
On Plain's platform, you can quickly and easily report a claim in just a few minutes – and if you have questions or get stuck along the way, you can always contact us. You'll also find a step-by-step guide to reporting a claim on the platform under "Guides".
Plain is authorized and regulated by the Danish Financial Supervisory Authority (Finanstilsynet), which means the company is subject to strict public oversight and must comply with Danish legislation on financial security, transparency and good business practice. You can therefore have full confidence that Plain operates under high standards of consumer and business protection.
When you choose Plain, your insurance is also covered by the Danish Guarantee Fund (Garantifonden) to the extent required by law. The fund acts as a financial safety net, ensuring that your rights and claims for compensation are protected if the insurance company runs into financial difficulties or goes bankrupt. With the Guarantee Fund's protection, your business has an extra layer of security, so you can focus on day-to-day operations without worry.
At Plain, a number of general rules apply to reporting deadlines, the policy term and cancellation.
Reporting deadlines: damage or losses covered by your insurance must be reported to Plain as soon as they're discovered. On Plain's platform, you can quickly and easily report a claim in just a few minutes – and if you have questions or get stuck along the way, you can always contact us. You'll also find a step-by-step guide to reporting a claim here.
Policy term: insurance with Plain is generally taken out for one year at a time and renews automatically, unless otherwise agreed. Coverage starts on the date stated in your policy.
Cancellation terms: at Plain, a notice period of at least one month before the end of an insurance period applies to both you as a customer and to Plain Insurance and Købstædernes Forsikring. We always recommend reading your policy and the applicable terms carefully, as exact deadlines and rules can vary between insurance types, and special conditions may apply to optional add-on coverage.
At Plain, we look at your business's industry, size and risk profile when assessing which insurance is right for you. We tailor price and coverage to your business's current needs. You can always get advice both before and after you take out a policy – we're ready to answer your questions and advise on the best solution for your business. As your business changes, your insurance is adjusted accordingly, and you can always adjust your coverage so you're correctly insured.
Yes, you can easily combine your insurance with Plain with policies you already have with other insurers. For example, you could have workers' compensation insurance with Plain and health insurance with Tryg – but bringing everything together in one place usually gives you the best overview, the simplest administration and the most tailored solutions. To avoid duplicate coverage and unexpected gaps in cover, many businesses choose to keep all their insurance in one place.
Insurance with Plain covers your business's activities throughout Europe, so your company and any subsidiaries are protected when operating and carrying out work across European countries. This gives your business peace of mind if, for example, you operate internationally.
When it comes to employees abroad, you need to pay extra attention. Insurance rules and legal requirements can vary considerably from country to country. Danish insurance typically only provides cover to the extent permitted under local rules, and some countries require employees to be covered by national schemes, even if the employer is Danish. It's therefore important to look into and adjust your coverage if you have employees abroad, so your business meets both Danish and foreign insurance requirements.